Boat lover's rejoice ! Below Market financing. NEW HOME- NO WAITING- MOVE IN READY- Low and flexible HOA! 6 bedrooms/4 full baths/3-car garage. The welcoming porch is the perfect greeting when entering this home. The exterior elevation is siding with brick. A flex room greets at entrance for preferred use. Storage is plentiful with 2 coat closets at the main entry. The kitchen, breakfast nook and family room share an open-concept feel. The kitchen is complete with white cabinets, quartz counters and herringbone back splash. Many meals will be enjoyed at the over-sized island where the sink is located with views into the family room. Stainless steel appliances are made by Whirlpool and include a gas range, microwave, dishwasher and side by side refrigerator. A main level bedroom is located just off the family room along with a full bath. The centrally located rich oak staircase leads to the bedroom level. For convenience, the laundry room is located on the bedroom. The primary bedroom is huge with plenty of space for a sitting area. The primary bath includes white cabinets with comfort height double vanities, quartz counters and ceramic tile floors/shower surround. This level includes additional loft space to use as you choose- perfect for additional entertainment area. Storage is not a concern with 4 linen closets! Three secondary rooms are located on this level and share a full bath with white cabinets, quartz counters, LVP floors, dual vanity and separate water closet. Enjoy entertaining in the finished basement recreation room. An additional bedroom and full bath are in the basement- perfect for guests. An unfinished storage space is also in the basement. Stay connected to your home with smart home technology to include a door camera, smart thermostat, app for your phone and echo pop. Even the light switches are part of the smart home package. Closing assistance is provided with use of affiliate lender. A 10-year RWC warranty will provide you with extra comfort. Experience the coastal influence of the Chesapeake Bay from your new home in Birch Manor. Our community features seven exclusive wooded homesites. Located within walking distance to Selby Bay Marina, our homes will offer 2-3 car garages as well as additional parking space for boat trailers. Homeowners will have easy access to retail, dining, recreation, and Anne Arundel County's acclaimed schools. Don't miss out on the opportunity to own in Birch Manor, where life by the water is always better! Please call for an appointment.